30+ lenders. No credit score impact. Get My Options →
Car loans

Know your budget before you walk into the dealership.

One 60 second form. 30+ lenders compared. A real person comes back with your options.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
  • 30+ lenders compared
  • Real person, not a call centre
  • Australia wide
A dark sedan on a coastal road at sunset

Shop like a cash buyer

Know your number before you negotiate.

Fixed repayments

1 to 7 year terms. No surprises.

No credit score hit

We only run a credit check if you go ahead.

What we finance

If it has wheels, ask us

  • New cars
  • Used cars
  • Ex demo
  • Dealer sales
  • Private sales
  • Refinancing
How it works

Three steps. That's it.

01

Tell us what you need

A few taps. No paperwork yet.

02

We compare 30+ lenders

Matched to options that actually fit you.

03

Pick one, drive away

We handle the lender and the paperwork.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
Have these handy

You don't need much

Start with nothing. When you're ready to apply, the lender will want:

  • Your driver licence
  • Recent payslips (or financials if self employed)
  • The car's details, or a shortlist
  • A rough idea of your living costs
  • Takes about 60 seconds
  • No credit score impact
  • No obligation
A black car parked at dusk
FAQs

Car loan questions

Will getting my options affect my credit score?
No. Getting your indicative car loan options doesn't involve a credit enquiry, so there's no impact on your credit score to get started. We only submit a formal application, which does include a credit check, once you've reviewed your options and chosen to proceed.
How much can I borrow for a car?
Most car loans we arrange sit between $5,000 and $150,000 over 1 to 7 year terms. What you can borrow depends on your income, expenses, credit history and the vehicle itself. Tell us your situation and we'll come back with realistic options.
What interest rate will I get?
Rates depend on the lender, the loan and your circumstances, things like your credit history, the car's age and the loan term all play a part. Because we compare a panel of 30+ lenders, we aim to find a competitive rate for your situation. We'll always show you the rate, fees and total cost up front before you commit.
Can I get preapproved before I find a car?
Yes, and it's a smart move. Pre approval gives you a clear budget so you can shop with confidence and negotiate like a cash buyer. Once we have your documents, we move quickly and keep you updated.

Your next car is 60 seconds closer.

Free. No obligation. No credit score impact.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
Call Get My Options