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Used car loans

Found the car? Lock in the finance before someone else buys it.

Dealer or private sale. One quick form puts you in front of 30+ lenders.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
  • 30+ lenders compared
  • Real person, not a call centre
  • Australia wide
A couple smiling in their car

Move fast

Good used cars sell quickly. Have your finance ready first.

Private sales sorted

We check the seller, the car and any money owing.

No credit score hit

We only run a credit check if you go ahead.

Buying privately?

We handle the paperwork

A private sale can save you money. We take care of the risky bits.

  • The seller and the car are verified
  • We check for money owing on the car
  • The seller gets paid safely
  • You get updates through to settlement
  • Takes about 60 seconds
  • No credit score impact
  • No obligation
A black car parked at dusk
How it works

Three steps. That's it.

01

Tell us what you need

A few taps. No paperwork yet.

02

We compare 30+ lenders

Matched to options that actually fit you.

03

Pick one, drive away

We handle the lender and the paperwork.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
FAQs

Used car loan questions

Is there a maximum age for a car I can finance?
Different lenders take different views on vehicle age, and many consider the car's likely age at the end of the loan rather than today. Because we compare a panel of 30+ lenders, we can usually find one comfortable with an older vehicle. Tell us the make, model and year and we'll let you know your options.
Can I finance a car from a private seller?
Yes. We arrange finance for private sale purchases regularly and handle the extra paperwork that comes with them, verifying the seller and vehicle, checking for any money owing on the car, and coordinating payment so the funds reach the seller safely.
Should I get the car inspected before I buy?
It's a sensible step, especially on a private sale. An independent pre purchase inspection can flag mechanical issues before you commit, and some lenders may ask for vehicle details or a valuation as part of the process. We'll tell you what your lender needs and can point you in the right direction.

Don't lose the car to a buyer with finance ready.

Free. No obligation. No credit score impact.

  • Takes about 60 seconds
  • No credit score impact
  • No obligation
Call Get My Options