Car loan refinance
Still on the dealer's loan? You could be overpaying.
We check your loan against 30+ lenders. If switching won't save you money, we'll tell you.
- Takes about 60 seconds
- No credit score impact
- No obligation
- 30+ lenders compared
- Real person, not a call centre
- Australia wide
A sharper rate?
Better credit or income since you signed? You may qualify for more.
Smaller repayments
Reset the term to fit your budget now.
A straight answer
If refinancing won't save you, we say so.
Signs it's time
Sound familiar?
Exit fees and the time left on your loan matter. We factor them in before recommending anything.
How it works
Three steps. That's it.
01
Tell us what you need
A few taps. No paperwork yet.
02
We compare 30+ lenders
Matched to options that actually fit you.
03
Pick one, drive away
We handle the lender and the paperwork.
- Takes about 60 seconds
- No credit score impact
- No obligation
FAQs
Refinance questions
Are there exit or early repayment fees on my current loan?
Some loans carry early repayment or exit fees, and these vary by lender and loan type. It's an important part of the maths, there's no point switching if the fees outweigh the saving. We factor any payout costs into the comparison so the figures you see reflect the real, all in result.
Will refinancing hurt my credit score?
Getting your options and seeing whether refinancing stacks up doesn't touch your credit score. A formal application, which does involve a credit check, only happens once you've reviewed the numbers and chosen to proceed. We'll never submit anything without your say so.
How long does refinancing take?
Once we have your documents, we move quickly. From there, the time to settle and pay out your existing loan depends on the lenders involved, but we keep things moving and keep you updated at every step.
Find out if you're paying too much. It takes 60 seconds.
Free. No obligation. No credit score impact.
- Takes about 60 seconds
- No credit score impact
- No obligation